Finance and Credit Tips

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01/04/2012

New Year’s Resolution: Avoid Holiday Debt by Starting a Christmas Club Today

Now is the time to plan ahead so the 2012 holidays are not overshadowed by looming debt. Starting a Christmas Club account might be the perfect way to get your finances off to the right start this new year.

02/28/2011

Better Business Bureau Recommends Following the Top Ten Tips from the Internal Revenue Service this Tax Season

With April 18th fast approaching, it’s time to start the tax filing process that we all know and love. This tax season, if you are planning to get assistance from a tax preparer or even if you’re planning to do the leg work yourself, Better Business Bureau, along with the Internal Revenue Service recommend following these top ten tax filing tips.

09/15/2010

Foreclosure Rescue Scams Are Going Strong

The housing market in the United States may not be thriving, but business is booming for foreclosure rescue and loan modification scammers.

09/01/2010

Five Steps to Take When a Collector Comes Calling for a Debt You Don’t Owe

If a debt collector is contacting you about a debt you know you don’t owe, explaining your case can be an uphill battle. The Better Business Bureau recommends five steps to fight back.

08/17/2010

Watch Out for New Credit Card Rules

More changes to the rules for credit card companies are on the way, effective August 22nd. These changes will affect penalty fees and rate increases on your credit card account.

08/17/2010

Scam Alert -- Websites Sell SSNs as Credit Score Fixers

An online ad offering a credit protection number (CPN) to clean up your credit score may sound like the perfect solution for bad credit. The problem is that the CPN is really a stolen Social Security Number (SSN), often belonging to a child.

07/30/2010

Seven Ways for College Students to Fight Identity Theft

College students are very susceptible to identity theft. But the Better Business Bureau recommends seven simple steps to protect themselves on campus.

07/30/2010

Beware of Deceptive Auto Loan Modification Offers

Better Business Bureau recommends that consumers try to work out a deal with the lender directly before paying out hundreds in upfront fees to a loan modification company.

07/01/2010

Tips on Understanding Debt Management Programs

When faced with overwhelming credit card debt, we’re awash with options on how to deal: handle it on our own; try debt settlement; obtain a debt consolidation loan; file for bankruptcy; tap home equity, or join a debt management program through a credit counseling agency.

06/01/2010

BBB offers money management advice for newlyweds

Say “I Do” to taking control of personal finances. Once the honeymoon is over, it’s time for the new couple to sit down and get serious about finances.

06/01/2010

How to Spot the Red Flags of an Investment Seminar Scam

Better Business Bureau recommends researching the investment company first, rather than run the risk of falling for a financial siren song over a free lunch.

02/01/2010

Tips for Finding a Trustworthy Tax Preparer

BBB encourages taxpayers to use caution when selecting tax preparation help or they may get hit with headaches and mounting fines and fees if the return isn’t correct or filed late.

02/01/2010

New Credit Card Regulations Kick In; BBB explains what it means to you

Credit card holders can circle February 22 on their calendar as the day when new consumer protections laid out in the Credit Card Accountability Responsibility and Disclosure Act of 2009 kick in.

09/04/2009

Behind on Car Payments? BBB Advice on How to Avoid the Repo Man

As the economic slump continues, many people are struggling to make ends meet, and unfortunately, vehicle repossessions are now on the rise.

05/05/2009

Millions of Credit Card Holders Could Experience Hike in Interest Rate; BBB Advice on Keeping Rates Low

Anyone who has recently seen the interest rates on their credit cards more than double isn’t alone. Fortunately though, there are a few steps that credit card holders can take to try and keep their old rate.